Jim is a senior executive and entrepreneur with wide ranging experience in consumer finance. From an early stage startup to a Fortune 20 bank. He is an accomplished thought leader and P&L manager with significant operational experience developing and implementing data driven strategies. Jim is highly effective communicator with experience informing and influencing decisions throughout the organization, including C-level and Board level executives.
We’ve seen firsthand how the system has been designed for underprivileged Americans to fail. Our average customer earns $50,000 a year, yet they pay $460 a year in overdraft fees and payday loan companies charge them APRs of 400% or more. They barely make enough to cover their expenses and any misstep can set them back for years.26 February 2021