Les has more than 20 years of experience in journalism, content creation and editing, and more than 15 years leading teams. He has worked as a managing editor, associate editorial director, senior regional editor, regional editor, senior online editor, senior editor, editor, and reporter. Les is able to write consumer-focused pieces as well as dig deeper and write for an expert audience on complicated health care topics. During his career, he has covered health care, insurance, business, financial services, credit cards, content marketing, mortgages, and history to name just a few. He has also contributed to five books on baseball history.
Employers and health insurers are increasingly turning to high deductible health plans to reduce premium costs, believing that they also make people more engaged with their health care. However, 40% of those surveyed admit to delaying care when enrolled in an HDHP. Funds from a health savings account (HSA) can make it easier for people to pay high deductibles now, or can be stocked away for future medical needs.16 March 2021
Claims have been down. But insurers are also kind of keep keeping an eye on it, because they’re afraid in the next couple years, they’re going to get hit with all this pent up care (from people who delayed care this year) that will come later.16 March 2021
Unfortunately, 11% of respondents say they lost health insurance coverage due to job layoffs or reduced hours during this calendar year. But only 9% of those who lost coverage went without health insurance. Many (35%) of those who temporarily lost health insurance were able to gain coverage through a spouse's health plan and another 27% were able to secure protection through an Individual or Affordable Care Act plan.16 March 2021